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July 2015

Concept is pleased to announce the official launch of its new Aurora Islander RATS

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It offers a low cost, tax efficient, open architecture retirement solution for Guernsey and Jersey residents.

To encourage saving from a younger age, Concept will not charge any set up or annual fees for all entrants under the age of 25, until they reach their 25th birthday.  For a limited time only, Concept will extend this to include all applicants under the age of 30.

One significant benefit of Aurora Islander is that you can begin receiving benefits from as early as age 50, instead of having to wait until you are age 65, 67 or 70 as will be the case for the States’ old age pension going forward.

Aurora Islander is thus an ideal solution to “bridge the gap”

UNIQUE NEW INNOVATIVE FEATURES

    • FREE PENSION FOR ANYONE UNDER THE AGE OF 30*;
    • SELF DIRECT YOUR PENSION – PROFESSIONAL MEMBER CLASS;
    • BRIDGING PENSION  – COMBAT THE INCREASING GAP FROM RETIREMENT TO STATE PENSION AGE;
    • FLEXIBILE – FAMILY/GROUP/CORPORATE ARRANGEMENTS;
    • ESTATE PLANNING – MAKE PROVISION FOR YOUR LOVED ONES NOT JUST YOUR OWN RETIREMENT;
    • UP TO 30% LOAN MAY BE TAKEN PRIOR TO COMMENCEMENT OF BENEFIT;
  • UP TO 30% PCLS – TAX EXEMPT;Aurora Islander is the latest addition to the suite of Aurora Pensions offered by the locally owned and run Concept Group, who are synonymous with pioneering pension development both locally and internationally and provide pension solutions to individuals and groups, large and small across the Island.Different charging structures exist within Aurora Islander that ensure the scheme is both affordable from a young age and appealing to the more sophisticated investor wishing to have more input on the management of their pension assets.

 

  • For further information on the Aurora Islander RATS, including the applicable charges and any documentation required, please contact a member of the Sales Team.
  • The scheme can accept transfers from existing Guernsey RATS or RACS, UK pension transfers for Guernsey and Jersey residents, and allows regular and ad hoc contributions to be made from either an employer or the individual themselves, or both.
  • *For a limited time only. Terms and conditions apply.

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