We frequently come across advisers assisting clients who, for whatever reason, are unable to trace an existing UK pension.

This could be as a result of changing employment, having lost the scheme documentation, or simply because so much time has passed since the client was in the scheme that they can no longer recall any details of it.

In an effort to try and assist advisers who might encounter such an issue, the below few sources/references may be of use:

Firstly, the Money Advice Service provides some useful information and tips for anyone who has lost a UK pension, which would be worth sending on to any clients you might come across who find themselves in this position. (Read more).

The Government’s online system for tracing lost UK pension schemes also may be able to assist. (Read more).

Finally, the Pensions Advisory Service offers assistance for individuals who have lost their UK pension schemes, so contacting them may also be worthwhile. (Read more).